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VML Visions Agency

Office: (732) 821-6076 Toll Free: ((800) 314-2119


Open today

09:00 am – 05:00 pm

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Why Our Clients Trust VML Visions Agency


Health Insurance designed to meet your needs. VML Visions Agency is a tristate Health Insurance Agency. We have a consumer driven focus, bring choice benefits to Small Business group market as well as the senior and individual entrepreneur markets.




Customized benefits to meet the needs and budget for your business, employees and their families.




Access to national network of trusted Hospitals, Doctors, and Specialist.





Specialized in delivering professional healthcare solutions to employers, seniors and individual families.

Where Employers and Employees Matter


Located in Central New Jersey, VML Visions Agency is actively involved with employer group health benefit, wellness, and educational empowerment initiatives. We strive to not only keep your employees healthy but also lower help to lower out-of-pocket cost for their healthcare needs.


Small Business Solutions For Your Business Needs



We know you take health benefits seriously, as do we. That’s why we provide Business owners with:

· Obtaining robust benefits packages

· Shopping all the national insurance carriers to find the best benefits and premiums

· Administering your plans with minimal impact to yourbusinesses

· Handling your service, enrollment and compliance issues

· Conducting annual benefits reviews

· Facilitating the negotiation of their annual benefit renewals plan to insure fair industry premiums increases

· Formulating cost effective benefits

Customers Testimonies


VML Visions Agency is the broker of record since 2011. We change to VML Visions Agency after extensive evaluation of their qualifications and responsiveness. 

As the Treasurer and a Trustee of this church, with a focus on offering quality health insurance coverage to its employees while containing cost, I have had the pleasure of working closely with Valerie over the past several years. I find Valerie to be very knowledgeable in her field and the appropriateness of health insurance products most suited for her clients. 

She is very professional, prompt in responding to questions and always accessible. She is sincere and forthright and will do what it takes for her customers. These excellent characteristic will continue to serve the agency well as she collaborates with clients on health insurance projects.

I highly recommend, without any reservations, VML Visions Agency to any organization that can utilize their services. I have complete confidence that the Agency will deliver quality service every time.

Herman J.




I first met Valerie about 2 years ago through my wife Doris, who is a medical professional, decided to finally retire after 35 years. Up until this point, I had enjoyed the best health insurance that anyone could ever expect to have. Since I was self-employed in my own consulting practice and not yet retirement age, I had to purchase individual health coverage. It was a daunting proposition.

Valerie met with us and immediately put our minds at ease. She ardently assisted me navigating the world of private health insurance. She also assisted my wife in securing the necessary Medicare coverage. Valerie’s style is direct yet engaging and empathetic. She is highly skilled, extremely knowledgeable professional. She made a very complicated topic understandable to lay people. She held our hands and walked us through the entire process. I could never adequately express the level of gratitude that I have for her help. 

It is, without questions, that I give Valerie and VML Visions Agency my highest recommendation. I strongly urge anyone requiring these specialized products to retain her services. I guarantee that you will not be disappointed!!!

Charles S. President



Thank you, Valerie at VML Visions Agency for your assistance with securing several lines of insurance for my business. I’ve looked for insurance coverage and spent years trying to get an agent to return a call. I’ve worked with agents for other clients and none have come through for me.

Apparently, the juxtaposition of my business as an IT consulting firm in the Healthcare vertical presents unique challenges which few insurance companies address. I wasn’t aware of those concerns because no agent returned a call or went forward with seeking coverage. Valerie had to shop my options with several companies before identifying an appropriate package which would meet my needs. She carefully evaluated the package to help the right size one for our organization.

Valerie is thorough, considerate, and professional. I certainly recommend VML Visions Agency as an excellent resource to meet your various insurance needs, either property and casualty or group health benefits.


Matt L.



Contact us: Office: (732) 821-6076 Toll Free: (800) 314-2119

VML Visions Agency

3124 Route 27 Ste 267, Franklin Park, New Jersey, 08823

732 821-6076 or 800-314-2119